Debt Elimination by understanding Redemption: A Practical Course in Miracles 4 Debt elimination is worth a careful study of the facts and finding an expert coach Soar Home with REAL Debt Elimination
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Basis for REAL Debt Elimination

Accelerated Mortgage Pay-off

Mortgage Analysis / Compliance

FAQ about Mortgage Analysis

Morality of Debt Elimination

 Debt Elimination Programs

Eliminate Credit Card Debt

Tax Freedom is Debt Elimination

 Draft Freedom is Debt Elimination

 Child Protection is Debt Elimination

 Credit Repair is Debt Elimination

 Mortgage Elimination UCC Process

 Debt Elimination Tools Index

 Real Freedom is Debt Elimination

Real money leads to prosperity and debt elimination for real people and their nation.

Real people need real money to nurture real economy through the understanding of natural debt elimination.

Real freedom requires real people exchanging real commodities in real economies based on the debt elimination skills here presented.

Real Money

Bank Fraud is the basis of real debt elimination

Debt Elimination
Accelerated Mortgage Payoff - Eliminate Credit Card Debt - Eliminate Student Loans - Mortgage Elimination - Tax Freedom - Avoid the Draft  -  Asset Protection - Silver - Credit Repair - Stop Foreclosure

This is your new beginning, a fresh look at the world and yourself. Rather than flailing and raging at the world it is often more empowering to look at yourself and how you meet the challenges this world presents. A New Beginning is a practical Course in Miracles that is at once commercial, political, secular, social and spiritual. This is a laboratory of ideas, attitudes and practices that you can test in the world around you.

Along the way you will discover a great wealth awaiting you that has always been yours, but you didn't know it existed. You didn't know, so you had no right to it. Even if you know it exists but you don't know HOW to get it, you still have no right to it. This Practical Course in Miracles is one of the tools you can use to bridge the chasm of deception, illusion and ignorance. You will find professionals who can help you with mortgage elimination, to help you eliminate credit card debt, student loan debt, and eliminate taxes you have been volunteering to pay. That might seem like a miracle to you but it is real and available. This course will help you open your eyes, your mind, and your heart to receive the gift of being you.

 News of Money and  Economy

 

Establish a Family Foundation to obtain the tax savings, transfer tax liability, create a lucrative retirement income, and establish a legacy ... here

 

Limitations of the Federal District Court

The Cash Cows of Personal Debt

I Want The Earth Plus 5% -- an allegory that's not a  fairy tale.

Collapse of the Dollar: How America Was Set Up to Take a Fall

Pycnogenol--the natural super-antioxidant for relief of most chronic disorders

Seroctin--the natural serotonin enhancer to reduce  stress and depression, and  enjoy better sleep

Plant Magic is Organic Gardening Nature's Way

Accelerated Mortgage Pay-off can help you own your home in half to one third the time and save many thousands of dollars.

Dream Catchers of the Seventh Fire

Get gold and silver. Protect your liquid net worth with real Liberty Dollars  in both gold and silver!

A New Beginning: A Practical Course in Miracles
1  INTRODUCTION
HISTORY OF COMMERCE
3 RESPONSIBILITY
4 REDEMPTION

5 POWER OF ACCEPTANCE
6 BEING A DIPLOMAT
7 BEING A SOVEREIGN
8 PRIVATE BANKING

Draft Freedom can mean the difference between life and death and show the way to your true and natural freedom.

Child Protection: How to keep bureaucrats out of family affairs

Drug Smuggling Is Another Way that the Money Powers Have Profited from Control of Government

Why Taxes Are Not Necessary

Income Taxes are Cartoon Images of the Law

Hidden Truth about Income Taxes

Stopping an IRS Audit with 32 questions

Social Security Number and W-4

Recording a Notice of Lien as a Lien

Agent Reveals IRS is a Fraud

CAFRs Are the True State of the State, Not Budgets

Comprehensive Annual Financial Reports Expose Fraud 1

Comprehensive Annual Financial Reports Expose Fraud

Links to State Comprehensive Annual Financial Reports

Behind the Stock Market Illusion is Government Collusion

Real Story of Money is Global Control

Confronting the Illegal Money System

INTERNATIONAL CONSPIRACY OF LAWYERS

Plan for Pygmy Plunder

The Price of Free Corn

WHAT IS MONEY?

One Great Day-Listen to our musicONE GREAT DAY is a diversified, ever evolving  four piece based in Minneapolis. We have humbly embraced the idea that music is bigger than us all. Our style varies from acoustic pop to electric funk blues. If it feels good then we'll play it.  This is our identity. Just listen to our music and enjoy it as it is.  God Bless all!!! ONE GREAT DAY !!!

Get a course to promote your business online, explode your sales

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Your Credit File Rights

For debt elimination to be successful you must know your rights.

Zombie Debt: Debt is Hard to Kill

There's a hot new growth industry: companies that buy ancient bad debts for pennies and squeeze you to pay. Here's debt elimination ideas how to get them off your back.

Sleazy New Debt Collector Tactics

It may not be your debt, but it could be your problem. Collection agencies are bullying blameless consumers into paying debts they never owed. Eliminate your debt and be free.

Debt Collection Practices: When Hardball Tactics Go Too Far

Dealing with a debt collector can be one of life's most stressful experiences. Harassing calls, threats, and use of obscene language can drive you to the edge. Debt elimination is the solution.

An Outcry Rises as Debt Collectors Play Rough

The rise in American consumer debt has been accompanied by a sharp increase in complaints about aggressive and sometimes unscrupulous tactics by debt collection agencies, a phenomenon that has government regulators increasingly concerned. Debt elimination removes any advantage they claim.

Debt Collection Puts on a Suit

As consumer loans hit an all-time high, the industry gets more sophisticated. That means that debt elimination skills must are even more important.

House of Cards: Why home prices are about to plummet--and take the recovery with them. 

Geopolitical struggle between the US / UK and the rest of the world is weakening the US Dollar and portends devaluation and depression soon. Get gold and silver.

The real war is in the currency markets. That was why 9-11: to draw America into deficits and war. Get rid of debt.  Get gold and silver.

 

DISCOVER HOW YOU CAN ELIMINATE DEBT LEGALLY
AND OWN YOUR OWN LIFE 'FREE & CLEAR'

DISCOVER HOW YOU CAN ELIMINATE DEBT LEGALLY
AND OWN YOUR HOME 'FREE & CLEAR'

PURPOSE: To find out what group you are in 

·        Provides a brief summary on the differences in bodies of law by definition

·        More definitions regarding titles, property and possession

·        Gives an overall view on how to get back control of your universe

·        Explains how to make the UCC-1 contract and how to properly file it

·        Explains how to establish own private treaty with the world 

FINAL PRODUCT:  The ability to control one’s body and one’s property 

Hierarchy of Law 

The first order of law is Natural Law.  These are Universal Principles which so necessarily agrees with nature and state of man, that without observing their inherent maxims, the peace and happiness of society can never be preserved.  Knowledge of natural laws may be attained merely by the light of reason, from the facts of their essential agreeableness with the constitution of human nature.  Natural Law exists regardless of whether it is enacted as positive law.   

When law began to emerge into human conscience, thought, word and deed we come to the next order of law on this planet.  The most fundamental law of all human law has to do with survival which is a Universal Principal.  It has to do with human interactions, of any kind, any relationships, buying, selling or trading or relating in any way.  It is based upon treating or dealing with others the way that you would like to be treated or dealt with. This is the Law of Commerce. The Law of Commerce has been in operation since man interacted with each other starting many thousands of years ago through the Sumerian/Babylonian era where it was codified and enforced. Ancient artifacts dating over 6,000 old reveal that the system was so complex it even included receipts, coined money, shopping lists, manifestos and a postal system with the medium being in baked clay. 

As a derivative of Commercial law, being removed from natural law, and therefore inferior, is Common Law (common [L co together + munis service, gift, exchange] to exchange together).  This emerged, basically, in England out of disputes over a portion of the earth in allodium (sovereign ownership of land) and was based on “common” sense.  So, common law is the law of the earth.  Common law gave rise to the jury system and many writs and processes which governments have absorbed, statutized and made into rules and regulation processes in courts.  

Common Law procedures were based on the opportunity “to face your accuser or the injured party” in front of witnesses to sort out the problem directly.  This process was never intended to include “lawyers, attorneys or judges construing their own law”, as these “titles” are all based upon the fiction of “representation” which can never “be the real thing”. 

After common law come governments, and their laws and legislative regulations, ad infinitum of the organic republics of the states. The only “laws” that the state can create is to “allow commerce to flow more efficiently WITHIN the state”. The only “law” the central government, united States of America, could create was to “allow commerce to flow more efficiently BETWEEN the states. ”  It was never intended to regulate people – the sovereigns. 

Below that, the "garbage froth," more or less, is politics and the private copyrighted company policy of foreign corporations such as UNITED STATES, THE STATE OF…, THE COUNTY OF…, THE CITY OF…, etc. The purpose of these “municipalities” [L munus service, gift, exchange + capere to take; to take service and exchange] is to “govern” fictitious entities such as JOHN DOE and K-MART – not to regulate people. Remember back when you thought that YOU were JOHN DOE because that is how it is written on your drivers license? 

One of our problems is that when we engage with government, municipalities and other such elements, in all our dealings in the law when have been conditioned to interact on and in THEIR level.  We have never risen to the level where the base of law is, where the reality, the power, the solidity and the pre-eminence exists  - THE SOVEREIGN'S LEVEL. 

But now, we can function at this powerful level. This is Checkmate.  This is the end of the game. THIS IS THE REMEDY.

Commerce

The principles, maxims and precepts of Commerce Law are eternal, unchanging and unchangeable. They are expressed in the Bible, both the Old Testament and the New.  We learned in the second course how the law of commerce has plagued us for more than 6000 years. This law of commerce, unchanged for thousands of years, forms the underlying foundation for all law on this planet and for governments around the world. It is the law of Nations and everything that human civilization is built upon.  This is why it is so powerful.  When you operate at this level, by these precepts, nothing that is of inferior statute can overturn or change it or abrogate it or meddle with it.  It remains the fundamental source of authority and power and functional reality.  

The Affidavit

Commerce in everyday life is the vehicle or glue that holds, or binds, the corporate body politic together.  More specifically, commerce consists of a mode of interacting, doing business, or resolving disputes whereby all matters are executed under oath, certified on each patty's commercial liability by sworn affidavit, or what is intended to possess the same effect, as true, correct, and complete, not misleading, the truth, the whole truth and nothing but the truth.   

This affidavit is usually required for an application for a driver's license, and IRS form 1040, a voters registration, a direct Treasury Account, a Notary's "Copy Certification" or certifying a document, and on nearly every single document that the system desires others to be bound or obligated.  Such means of signing is an oath, or Commercial Affidavit, executed under penalty of perjury, "true. Correct, and complete".  Whereas in a court setting testimony (oral) is stated in judicial terms by being sworn to be "the truth, the whole truth, and nothing but the truth, so help me God."   

In addition to asserting all matters under solemn oath of personal, commercial, financial, and legal liability for the validity of each and every statement, the participant must provide material evidence, i.e. ledgering, or bookkeeping, providing the truth, validity, relevance, and verifiability of each and every particular assertion to sustain credibility.  Commerce is antecedent to and more fundamental to society that courts or legal systems, and exists and functions without respect to courts or legal systems. Commercial Law, the non-statutory variety as presented below in maxims 1 through 10, is the economic extension of Natural Law into man's social world and is universal in nature.  The foundational, invariant, necessary, and sufficient principles or "Maxims of Commerce" pertaining herein are: 

Maxims of Law

There are ten essential maxims or precepts in commercial law. 

1.      WORKMAN IS WORTHY OF HIS HIRE. The first of these is expressed in Exodus 20:15; Lev. 19:13; Matt. 10:10; Luke 10"7; II Tim. 2:6.  Legal maxim: "It is against equity for freemen not to have the free disposal of their own property."

2.      ALL ARE EQUAL UNDER THE LAW. "Equality before the law"  (God's  Law - Moral and Natural Law). Exodus 21:23-25; Lev. 24: 17-21; Deut. 1;17, 19:21; Matt. 22:36-40; Luke 10:17; Col. 3:25.  "No one is above the law". This is founded on both Natural and Moral law and is binding on everyone. For someone to say , or act as though, he is "above the law" is insane. This is the major insanity in the world today. Man continues to live, act, believe, and form systems, organizations, governments, laws and processes which presume to be able to supercede or abrogate Natural or Moral Law. But, under commercial law, Natural and Moral Law are binding on everyone, and no one can escape it. Commerce, by the law of nations, ought to be common, and not to be converted into a monopoly and the private gain of the few. 

3.      IN COMMERCE TRUTH IS SOVEREIGN  This one is one of the most comforting maxims one could have, your foundation for your peace-of-mind and your security and your capacity to win and triumph -- to get your remedy -- in this business. (Exodus 20:16; Ps. 117:2; John 8:32; II Cor. 13:8 ).Truth is sovereign -- and the Sovereign tells only the truth.  Your word is your bond.  If truth were not sovereign in commerce, i.e., all human action and inter-relations, there would be no basis for anything.  No basis for law and order, no basis no accountability, there would be no standards, no capacity to resolve anything.  It would mean "anything goes", "each man for himself", and "nothing matters".  That's worse than the law of the jungle.  Commerce. "To lie is to go against the mind".  Oriental proverb: "Of all that is good, sublimity is supreme." 

4.      TRUTH IS EXPRESSED IN THE FORM OF AN AFFIDAVIT.  (Lev. 5:4-5; Lev. 6:3-5; Lev. 19:11-13: Num. 30:2; Matt. 5:33; James 5: 12). An affidavit is your solemn expression of your truth. In commerce, an affidavit must be accompanied and must underlay and form the foundation for any commercial transaction whatsoever. There can be no valid commercial transaction without someone putting their neck on the line and stating, "this is true, correct, complete and not meant to mislead." An affidavit is a two edged sword; it cuts both ways. Someone has to take responsibility for saying that it is a real situation. It can be called a true bill, as they say in the Grand Jury. When you issue an affidavit in commerce you get the power of an affidavit. You also incur the liability, because this has to be a situation where other people might be adversely affected by it. Things change by your affidavit, which  are going to affect people's lives. If what you say in your affidavit is, in fact, not true, then those who are adversely affected can come back at you with justifiable recourse because you lied. You have told a lie as if it were the truth. People depend on your affidavit and then they have lost because you lied. 

5.      AN UNREBUTTED AFFIDAVIT STANDS AS TRUTH IN COMMERCE. (12 Pet. 1:25; Heb. 6:13-15;) Claims made in your affidavit, if not rebutted, emerge as the truth of the matter. Legal Maxim: "He who does deny, admits." 

6.      AN UNREBUTTED AFFIDAVIT BECOMES THE JUDGMENT IN COMMERCE.  (Heb. 6:16-17;). There is nothing left to resolve.  Any proceeding in a court, tribunal, or arbitration forum consists of a contest, or duel, of commercial affidavits wherein the points remaining unrebutted in the end stand as truth and matters to which the judgment of the law is applied. 

7.      IN COMMERCE FOR ANY MATTER TO BE RESOLVED MUST BE EXPRESSED.  (Heb. 4:16; Phil. 4:6; Eph. 6:19-21). No one is a mind reader.  You have to put your position out there, you have to state what the issue is, to have someone to talk about and resolve.  Legal Maxim:  "He who fails to assert his rights has none. 

8.      HE WHO LEAVES THE BATTLEFIELD FIRST LOSES BY DEFAULT. The primary users of commercial law and those who best understand and  codified it in Western Civilization are the Jews.  This is Mosaic Law they have had for more than 3500 years and is based upon Babylonian commerce. (Book of Job; Matt. 10:22; This means that an affidavit which is unrebutted point for point stands as "truth in commerce" because it hasn't been rebutted and has left the battlefield.  Governments allegedly exist to resolve disputes, conflicts and truth.  Governments allegedly exist to be substitutes for the dueling field and the battlefield for such disputes, conflicts of affidavits of truth are resolved peaceably, reasonably instead of by violence.  So people can take their disputes into court and have them all opened up and resolved, instead of going out and marching ten paces and turning to kill or injure. Legal Maxim: "He who does not repel a wrong when he can, occasions it".

9.      SACRIFICE IS THE MEASURE OF CREDIBILITY (NO WILLINGNESS TO SACRIFICE = NO LIABILITY, RESPONSIBILITY, AUTHORITY OR MEASURE OF CONVICTION).  Nothing ventured nothing gained.  A person must put himself on the line assume a position, take a stand, as regards the matter at hand. and  One cannot realize the potential gain without also exposing himself to the potential of loss.  (One who is not damaged, put at risk, or willing to swear an oath  on his commercial liability to claim authority) (Acts 7, life/death of Stephen).   for the truth of his statements and legitimacy of his actions has no basis to assert claims or charges and forfeits all credibility and right   Legal Maxim:  "He who bears the burden ought also to derive the benefit". 

10.   A LIEN OR CLAIM CAN BE SATISFIED ONLY THROUGH REBUTTAL BY AFFIDAVIT POINT BY POINT, RESOLUTION BY JURY OR PAYMENT.    In commerce a lien or claim can be satisfied in any one of three ways.  (Gen. 2-3; Matt. 4; Revelation.).

(A)     By someone rebutting your affidavit, with another affidavit of his own, point by point, until the matter is resolved as to whose is correct, in case of non-resolution.

(B)     You convene a Sheriff's common law jury, based on the Seventh Amendment, concerning a dispute involving a claim of more than $20. Or, you can use three disinterested parties to make judgment.

(C)    The only other way to satisfy a lien is to pay it.         

Legal Maxim:  "if the plaintiff does not prove his case, the defendant is absolved". 

Commercial  Law is non-judicial.  This is pre-judicial (not prejudice).  This is timeless.  This is the base, the foundation beneath which any government or any of their court systems can possibly exist or function.   

That means what the courts are doing, and what all governments are ultimately adjudicating and making rules about, are these basic rules of Commercial Law.   When you go into court and place your hand on the Bible you say, "I swear the truth, the whole truth, and nothing but the truth . . ." you have just sworn a Commercial Affidavit. 

It's the conflict between Commercial Affidavits of Truth that gives the court something to talk about, that forms the entire basis  of its action, and its being there , in their venue.  Hence, one of the reasons attorneys always create controversy. 

No court and no judge can overturn or disregard or abrogate somebody's Affidavit of Truth.  The only one who has any capacity or right or responsibility or knowledge to rebut your Affidavit of Truth is the one who is adversely affected by it.  It's his job, his right, his responsibility to speak for himself, to issue his own affidavit because no one can speak it for him.  No one else can know what your truth is or has the free-will responsibility to state it.  This is YOUR job. 

Commercial Law

This phrase designates the whole body of substantive jurisprudence, i.e. the Uniform Commercial Code, the Truth in Lending Act, applicable to the rights, intercourse, of persons engaged in commerce, trade or mercantile pursuits.   Blacks 6th.  

Commercial Law is is intended to maintain the commercial harmony, integrity, and continuity of society.  Its purpose is also stated thus: "to maintain the peace and dignity  of the State."   Over the millennia these principles have been discovered through experience and distilled and codified into those ten fundamental Maximums listed above.  There is no legal issue or dispute possible which is not a function of one or more of these principles.  The entirety of  world commerce now functions in accordance with the Uniform Commercial Code (UCC), the UNITED STATES’ corporation version of Commercial Law. 

How To Calculate Your Damages and Collect,

Now, here is another aspect of your affidavits.  In commerce there is the Assessment aspect, which is who owes whom, and what, why, how and for what reasons; and there is the Collection aspect. 

The collection aspect is based in international commerce that has existed for more than 6000 years.  Again, this is based on Jewish Law and the Jewish grace period, which is in units of three; three days, three weeks, three months.  This is why you get 90day letters from the IRS. 

Commercial processes are non-judicial.  They are summary processes (short, concise-without a jury).   

The IRS creates the most activity of Commercial Collection in the entire world.  The collection process is relatively valid, although the IRS is not registered to do business in any state. Did you understand what you just read? The IRS is NOT REGISTERED TO DO BUSINESS OR PERFORM COMMERCIAL MATTERS IN ANY STATE. So how do they get all the money they get? ANSWER: because you give it to them without requesting a proof of claim from them or even if they were “licensed” to give you offers based on “arbitrary” estimations. 

 However, this is where things get very interesting.  The other phase of matters is the assessment phase:  THERE IS NO VALID ASSESSMENT.  The IRS has, and never can, and never will, and never could, EVER issue a valid assessment lien or levy.  It's not possible. 

First of all, in order for them to do that there would have to be paperwork, a True Bill in Commerce.  There would have to be sworn Affidavits by someone that this is a true, correct and complete and not meant to deceive, which, in commerce is, essentially "the truth, the whole truth and nothing but the truth" when you get into court.  Now, nobody in the IRS is going to take commercial liability for exposing themselves to a lie, and have a chance for people to come back at them with a True Bill in Commerce, a true accounting.  This means they would have to set forth the contract, the foundational instrument with your signature on it, in which you are in default, and a list of all the wonderful goods and services that they have done for you which you owe them for; or a statement of all the damages that you have caused them, for which you owe them. 

To my knowledge, no one has ever received goods or service from the IRS for which they owe money.  I personally don't know of anyone who has damaged anybody in the IRS that gives them the right to come after us and say that "you owe us money because you damaged me". The assessment phase in the IRS is non-existent, it is a complete fraud. Wait a minute, there is one definition of “service” that actually applies to the IRS; 

Service. The act of bringing a female animal to a male animal to get *&%$#@ so that the owner of the animals may “enjoy the product of this union.” 

Gives you a warm fuzzy feeling inside doesn’t it? 

This is why these rules of Commercial Law come to our rescue.  T. S. Eliot wrote a wonderful little phrase in one of his poems: "We shall not cease from exploration, and the result of all our exploring will be to arrive at the place at which we began and know it for the first time."   

This is the beginning, and this is the end.  This closes the circle on the process.   

One reason why the super rich bankers and the super rich people in the world have been able to literally steal the world and subjugate it, and plunder it, and bankrupt it and make chattel property out of most of us is because they know and use the rules of Commercial Law and we don't.   

Because we don't know the rules, nor use them, we don't know what the game is.  We don't know what to do.  We don't know how to invoke our rights, remedies and recourses.  We get lost in doing everything under the sun except the one and only thing that is the solution. 

No one is going to explain to you what and how all this is happening to you.  That is never going to happen.  These powers-that-be have not divulged the rules of the game.  They can and do get away with complete fraud and steal everything because no one knows what to do about it.   

SOLUTION: 

Well, what CAN you do about it?  YOU NEED TO ISSUE A COMMERCIAL AFFIDAVIT.  You don't have to title it that, but that's what it is.  You can assert in your affidavit, "I have never been presented with any sworn affidavits that would provide validity to your assessment.  It is my best and considered judgment that no such paperwork or affidavit exists."  At the end of this document, you put demands on them.  They must be implicit and then you state, "Should you consider my position in error  . . ." 

You know what they have to do now, don't you?  They must come back with an affidavit which rebuts your affidavit point for point, which means they have to provide the paper work with the real assessment, the true bill in commerce, the real sworn affidavits that would make their assessment or claims against you valid. 

No agent or attorney of a fictitious entity can sign an affidavit for the corporation. How can they swear as fact that the corporation has done or not done ANYTHING? They do not have the standing.  They cannot and never will provide you with this.  This means your affidavit stands as truth in commerce.   

You can even make it more interesting if you like.  You go to all their laws like Title 18 and you tabulate the whole list of crimes they have committed against you in lying to you, foreclosing and selling your home and issuing liens and levies.  This could be quite an impressive list. 

If you tabulate the dollar amounts of the fines involved in these offenses, you could take just Title 18 section 241 alone which is a $10,000.00 fine on any public official for each offense.  That means for every single violation of the Constitution, or commercial law, there could be 35 or 40 of these just in Title 18.  You're looking at $300 to $400 thousand.  When they start adding up, they become very impressive.   

Now you attach this accounting, the criminal accounting to your affidavit and you file it as a criminal complaint with the State Attorney.  This is like putting the fox in charge of guarding the hen house.  However, more about this will be outlined later in this course.   

For now, just attach your affidavit and your criminal complaint to a commercial lien. But wait! There is even a more effective way of getting you equity back – Involuntary Bankruptcy! These procedures will be detailed in Course 5. 

The reason you go through this criminal complaint is because by their own laws and value system and penalties, they have hung themselves.  They have already discerned and formulated the dollar amount involved in each of the various offenses.  When you lien them for those amounts, they can't come back and say:  "Well, these are out of nowhere.  They're unreasonable.  Where did you get this?"  Right out of your own codes. 

COMMERCIAL PROCESSES ARE NON-JUDICIAL, PRE-JUDICIAL, AND ARE MORE POWERFUL THAN JUDICIAL PROCESSES. 

Now, you take your commercial lien to the Secretary of State to file as a UCC-1 Financing statement.  Then as soon as you've finished filing the original criminal complaint with the Prosecuting attorney you file this lien against every agent individually.  (The criminal complaint is optional).  They can't hide behind the skirts of the corporate state, this fictional entity created by man to be able to engage in perfidious actions which you would not otherwise be able by virtue of Natural and Moral Law.  It just doesn't work.   

Now, you can use this same collection process against them just as the IRS uses against you.   

You will discover that all the attorneys, judges and the people who come against you think this is a lot of gobble-di-gook, hogwash and silly.  But they soon learn that your affidavit of truth is valid and enforceable against them. And they find that things become more and more uncomfortable with each passing day.  Judges even think all this doesn't matter because they can get another judge to remove all your paperwork against them.  Other agents of the government think they can hide behind the sovereign immunity of the Government, behind all the power and prestige, all their attorneys and all their capacity to get the courts to do whatever the wish is going to save them.  None of these have any effect on your process. 

It has no effect because there is only one way that they can be saved and that is to come in with their own affidavit that rebuts your affidavit point by point and prove you wrong.  If they did get this into court or jury that's not going to do them any good because the same battle still exists. 

All this means is that the conflict between affidavits are now fought out in the open.  And that is embarrassing to them because they are not going to change anything.  All this will simply do them more harm. 

The third way to settle your claim is for them to pay it.  If they don't satisfy your claim you give them a grace period, at the end of 90 days you transform the Secretary of State into your Accounts Receivable Office.  Legal Title of all their real and personal property has now passed to you.  You now file the correct paperwork with the Secretary of State, and you serve this on the Sheriff and say, "I want to take possession of my property."  Things begin to get interesting.   

If you send a criminal complaint on a public official to the Insurance Commissioner of the State, it becomes instantly and automatically a lien against the bond of the official, the judge or district attorney and he's dead in the water  He cannot function without bonding.  This is held in suspension until the issue is resolved.  

Now, simply by going back to what we've wanted all along, which is truth, rightness and a remedy and finding the rules that pertain to it, all of a sudden we find that we have a way to have more power than they do, since we are sovereign. 

No one, not a judge, jury or anyone else can overturn this or change this process. 

To do so would be to dissolve the world immediately into chaos.  This would be the end of all law, all order, all standards, for all civilization. 

It is not possible. They are stuck. This forms the underpinnings of philosophy, in tangible practices, of the way to put power on your side and against those agents of government who violate your being, injure you all in violation of their oath of office.   

That is how, through their own process, we can use the rules of the game in OUR favor instead of remaining in ignorance and being taken forever as slaves. This applies to everything, not just the government.  This forms a valid foundation for your life and it forms a basis for any kind of dealings with government.  What most people don't even consider is that governments don't have and can't have anything to support an affidavit of truth that supports their actions. 

Governments invent all the regulations and statutes to impose on you, affecting your life and commercial/economic standing.  And no one is taking any liability, responsibility nor accountability.  They may have some kind of bonding.  But in most states this bonding is only for about $5-10 million for the entire state and all its employees. However, you can tabulate a simple traffic ticket into more than $5 million if you so choose.   

 Uniform Commercial Code

The National Conference of Commissioners on Uniform State Laws together with the American Law Institute drafted Nation-wide Uniform Laws and each state has now adopted these laws.  These laws govern commercial transactions, including sales and leasing goods, transfer of funds, commercial paper, bank deposits and collections, letters of credit, bulk transfers, warehouse receipts, bills of lading, investment securities, and secured transactions.  The UCC has been adopted in whole or substantially by all states.  Blacks 6th

The UCC is a code of laws governing various commercial transactions -- sale of goods, banking transactions, secured transactions in personal property, and other matters, that was designed to bring uniformity in these areas to the laws of the various states, and that has been adopted, with some modifications, in all states, including the District of Columbia and the Virgin Islands.  Barron's 3rd.  Unless displaced by the particular provisions of this code, the principles of law and equity, including the law merchant and the law relative to capacity to contract, principal and agent, estoppels, fraud, misrepresentation, duress, coercion, mistake, bankruptcy, or other validating or invalidating cause shall supplement its provisions.  UCC 1-103.   

To paraphrase the third definition above, the UCC is the supreme law on the planet, and all other forms of law are encompassed by it and  included in it (except you as a sovereign, of course).  Pennsylvania was the first state to adopt the UCC (July 1954), and Louisiana the last (January 1, 1975).   

The following is a quote from the BANK OFFICERS HANDBOOK OF COMMERCIAL BANKING LAW WITHIN THE UNITED STATES, sixth edition, paragraph 22.01(1) and pertains to certain types of transactions:   

"There are twelve transactions to which the UCC does not apply.  They are as follows:

            "1. Security interests governed by federal statutes . . .

            "2. Landlord liens . . .

            "3.  Liens for services or material provided . . .

            "4.  Assignment for claims fore wages . . .

            "5.  Transfers by government agencies . . .

            "6.  Certain isolated sales of accounts or chattel paper . . .

"7.  Insurance Policies . . .

            "8.  Judgments . . .

            "9.  Rights of setoff . . . (see setoff)

            "10. Real Estate interests . . .

            "11.  Tort Claims . . .

            "12  Bank accounts . . ." 

UCC-104 states :  "Construction against implicit repeal.  This code being a general act intended as a unified coverage of its subject matter, no part of it shall be deemed to be impliedly repealed by subsequent legislation in such construction be reasonably avoided".   

Nothing in the UCC has ever been repealed, nor can it ever be.  In the event of conflict between a deleted section and a current section, the deleted section controls.  If this is examined one will see that it cannot be the other way.  Potentially countless commercial transactions can be consummated based on the current UCC at any time.  To "cancel" any portion of the UCC at a later point is to throw into upheaval and chaos all commercial agreements that were based on the deleted portion, an act that would carry unimaginably astronomical liability to the many actors who attempted to effect such change.   

Now, we must define the United States.  This was covered in course number 2.  But for purposes in this particular area, we must define it for a better understanding applied to this procedure. 

Commercial Lien 

A commercial lien is a non-judicial claim or charge against property of a Lien Debtor for payment of a debt or discharge of a duty or obligation.  A lien has the effect of permanently seizing property in three months, ninety days, upon failure of the lien debtor to rebut the Affidavit of Claim of Lien.  The commercial grace of a lien is provided by the three-month delay of the execution process, allowing resolution either verbally, in writing, or by jury trial within the 90 day grace period.  A Distress (to be defined in Blacks 6th) bonded by an affidavit of information becomes a finalized matured commercial lien and accounts receivable ninety days from the date of filing.  The Lien Right of a Lien must be expressed in the form of an Affidavit sworn true, correct and complete, with positive identification of the Affiant.  The swearing is based on one's own commercial liability.

A commercial lien differs from a true bill in commerce only in that ordinarily a true bill in commerce is private, whereas a lien is the same bill publicly declared, usually filed in the office of the County Recorder, and, like all such declarations, when uncontested by categorical point-for-point rebuttal of the affidavit, is a Security (15 USC) and an accounts-receivable.   

A commercial lien differs from a non-commercial lien in that it contains a declaration of a one-to-one correspondence between an item or service purchased or offenses committed, and a debt owed.  A commercial lien does not require a court process for its establishment.  However, a commercial lien can be challenged via the Seventh Amendment jury trial, but may not be removed by anyone except the Lien Claimant or a jury trial, properly constituted, convened, and concluded by due process of law.  It cannot be removed by summary process, i.e. a judges discretion.  A commercial lien (or distress)  can exist in ordinary commerce without dependence on a judicial process, and is therefore not a common law instrument unless challenged in a court of common law, whereupon it converts to a common law lien.  A commercial lien must always contain an Affidavit in support of Claim of Lien and cannot be removed without a complete rebuttal of the Liens Claimant affidavit point-by-point, in order to overthrow the one-to-one correspondence of the commercial lien.  Also, no common law process can remove a commercial lien unless that common law process guarantees and results in a complete rebuttal of the lien claimants Affidavit categorically and point-for-point in order to overthrow  the one-to-one correspondence of the commercial lien.   

What is a True Bill in Commerce?

This is a ledgering or bookkeeping/accounting, with every entry established.  This is your first Affidavit,  certified and sworn on the responsible party's  commercial liability as true, correct, and complete, not meant to mislead.  It must contain a one-to one correspondence between an item or service purchased or offenses committed and the corresponding debt owed.  This commercial relationship is what is known as "Just compensation" (5th Amendment to the Constitution), in relationship between the Government and the American people, a true bill is called a warrant (4th Amendment to the Constitution), and the direct taking of property by legislative act,  ( e.g. IRS and the like) is called a "Bill of Pains and Penalties"  (Constitution, Art. I, Section 10, Clause I, and Article I, Section 9, Clause 3 -"Bill of Attainder).   

There is one other matter we must define before we start putting all these pieces of the puzzle together into a workable tool for our benefit.  That is the Uniform Commercial Code itself. 

United States - US- U.S.-USA-America  

Means: (A) a federal corporation . . . Title 28 USC Section 3002(5) Chapter 176.  It is clear that the United States . . . is a corporation . . . 534 FEDERAL SUPPLEMENT 724.    

`It is well settled that "United States" et al is a corporation, originally incorporated February 21, 1871 under the name "District of Columbia," 16 Stat. 419 Chapter 62.  It was reorganized June 11, 1878; a bankrupt organization per House Joint Resolution 192 on June 5, 1933, Senate Report 93-549, and Executive Orders 6072, 6102, and 6246; a de facto (define de facto) government, originally the ten square mile tract ceded by Maryland and Virginia and comprising Washington D. C., plus the possessions, territories, forts, and arsenals.    

The significance of this is that, as a corporation, the United States has no more authority to implement its laws against "We The People" than does Mac Donald Corporations, except for one thing -- the contracts we've signed as surety for our strawman with the United States and the Creditor Bankers.  These contracts binding us together with the United States and the bankers are actually not with us, but with our artificial entity, or as they term it "person", which appears to be us but spelled with ALL CAPITAL LETTERS.  

All this was done under,  

VICE-ADMIRALTY COURTS. 

In English Law.  Courts established in the queen's possessions beyond the seas, with jurisdiction over maritime causes, including those relating to prize. 

The United States of America is lawfully the possession of the English Crown per original commercial joint venture agreement between the colonies and the Crown, and the Constitution, which brought all the states (only) back under British ownership and rule.  The American people, however, had sovereign standing in law, independent to any connection to the states or the Crown.   This fact necessitated that the people be brought back, one at a time, under British Rule, and the commercial process was the method of choice in order to accomplish this task. First, through the 14th Amendment and then through the registration of our birth certificate and property.  All courts in America are Vice-admiralty courts in the Crowns private commerce.   

ACCEPT FOR VALUE AND ACCEPTANCE           

By now, you have probably heard the term accept for value.  This term, for me, gave me quite a problem in understanding when first encountered.  And, most of the people starting in this redemption program seems to have the same problem.   

When you look up the word accept in Blacks 4th Edition you find, "To receive with approval or satisfaction; to receive with intent to retain."   

With this in mind, when you get a traffic ticket, a notice of foreclosure or whatever, one's first instinct is "Oh, No.  I'm certainly not going to 'accept' that!"  Why would anyone want to accept such a thing?   

Acceptance. The taking and receiving of anything in good part, and as it were a tacit agreement to a proceeding part, which might have been defeated or avoided if such acceptance had not been made. 

Nope, that doesn't sound much better, now does it?   

First, you may not know what the word 'tacit' means so let's look that one up as well.  In Blacks 6th it states: 1. "Existing, inferred, or understood without being openly expressed or stated; implied by silence or silent acquiescence, as a tacit agreement or a tacit understanding.  2. Done or made in silence, implied or indicated, but not actually expressed.  Manifested by the refrainment from contradiction or objection; inferred from the situation and circumstances, in the absence of express matter." 

From the above, I deduce that if I accept the thing then there is an agreement.  I agree with what they have said in the writing, whatever it may be.  But, then, if I don't accept it, don't say anything, then there is still an agreement because I don't refute it or contradict what they say in the writing.  I know from all my past experience that I certainly don't want to get into a court battle with anyone.  No matter how right you might think you are, what law you think is on your side, you always seem to lose in any court.  My, my, what a predicament.    

So, why would I want to accept anything for value?  How could that phrase possibly be of any help?   

Well, let's look a little further, define more words, and see if we can make any sense out of all this.   

Let's go a little further when we look under Acceptance in Blacks 6th edition.  You'll go on down the page until you get to Types of acceptance.  Beneath that heading you'll see Conditional acceptance;

Conditional acceptance. An agreement to pay the draft or accept the offer on the happening of a condition.  

A 'conditional acceptance' is in effect a statement that the offeree [this is you] is willing to enter into a bargain differing in some respects from that proposed in the original offer.  The conditional acceptance is, therefore, itself a counter offer."   

OK.  That sounds a little better.  If I accept their offer with a conditional acceptance, I now have a counter offer to make back to them.  Now, the ball is in their court.  If they do not answer, they then accept your offer by tacit agreement and you win.  Now this sounds much better.   

But, we're not through yet.  Let's look at power of acceptance.  In Blacks 6th edition it says: 

Power of acceptance.  Capacity of offeree [that's you again, the offeree] upon acceptance of terms of offer, to create a binding contract

So, if I accept your offer, with conditional acceptance, then place my own terms in which I do accept your offer, then we now have a binding contract. The offeror (a municipality or corporation) must now come back with a rebuttal to prove my terms and conditions in error.  We will go into detail on this in the 5th Course – Contracts, but first you need to accept these contracts by claiming the fictitious entity the state created when you were born. 

REDEMPTION 

Did you know the UNITED STATES actually defines the fictitious entity spelled like your name with upper case letters as a “corporation”? The definition is in 15 USCA (United States Code Annotated) section 44; 

“Corporation” shall be deemed to include any company, trust, so-called Massachusetts trust, or association, incorporated or unincorporated, which is organized to carry on business for its own profit or that of its members,….” 

So if the state has created this “unincorporated corporation” then does it have authority over it? Yes it does. And until you give them notice otherwise, they will always have authority over it. That is what a UCC-1 Financing Statement does, it gives public notice that you, the secured party, have a claim against the debtor, the unincorporated corporation. Now when you file this notice, you take this entity “out of the state”, out of the jurisdiction of a fictitious entity and into the private venue, your kingdom, and thus the entity becomes “foreign” to the state and now it becomes an unincorporated foreign corporation to the state. Sounds like an oxymoron, but then again, I am using THEIR terminology! 

Financing Statement: A document setting out a secured party’s security interest in goods. A document designed to notify third parties, generally prospective buyers or lenders, that there may be an enforceable security interest in the property of the debtor; It is merely evidence of the creation of a security interest, and usually is not itself a security agreement; The financing statement is filed by the security holder with the Secretary of State, or similar public body, and as such becomes public record. 

Security Agreement: An agreement which creates or provides for a security interest between the debtor and a secured party. UCC-9- 105(h); An agreement granting a creditor a security interest in personal property, which security interest is normally perfected either by the creditor taking possession of the collateral or by filing financing statements in the proper public records. 

Security interest:  Interest in property obtained pursuant to security agreement; A form of interest in property which provides that the property may be sold on default in order to satisfy the obligation for which the security interest is given; Often “lien” is used as a synonym, although lien most commonly refers only to interests providing security that are created by operation of law, not through agreement of the debtor and creditor. 

A security agreement must exist to file a UCC-1Financing Statement, but does this mean it must be in writing and attached to the UCC-1? Possibly, but what if it is a verbal agreement? Since your strawman corporation cannot speak how can it write or sign its name? You can create one and attach it, but you probably don’t need it. In fact, one can still do all of the administrative procedures without filing a UCC-1, because you are the secured party and creditor whether you file or not. Filing the UCC-1 is actually more for your benefit than for anyone else because it makes this esoteric, intangible subject more real to you and gives you confidence, and that gain alone is worth every bit of the effort expended. 

Some of the states give you a hard time when filing the financing statement as they claim you are “contracting with yourself”. To prevent this, you create a separation between you and your strawman corporation so that “they” can tell the difference (as if they didn’t know!).  One of the things you can do is to apply for a tradename for your corporation. Once this is filed, you will start receiving promotions in the mail advertising credit card machines that you can use in your “new business”. You will not need them, but it indicates that the “corporate system” now recognizes your strawman as a “fictitious entity doing business for profit” – a corporation. 

Drill: File your tradename and UCC-1 Financing Statement  

1.      Go to the website for your state and pull off an Application for Trade Name and a UCC-1 Financing Statement form. You should be able to go to your Secretary of States site, such as SOSAZ would be for Arizona, or just call for the website. 

2.      Fill out the Application for Trade Name and send it into the SOS (Secretary of State) of your state along with the application fee. Mark "person" for the section of what kind of business it is. They get confused if you mark anything else. 

3.      When you get the Trade Name certificate back, make a copy as an attachment for the UCC-1 Financing Statement that you will be doing next. 

4.      Fill out the UCC-1 Financing Statement according to the example below and attach your Trade Name certificate to it as well as a copy of your birth certificate. A Security Agreement is not necessary as this is a private agreement between you and your corporation commonly referred to as a strawman. You must put the HOSPITAL where you were born as the address for the DEBTOR as this is where the corporation was created by the state. It is important to list all of the contracts that you have signed for your strawman such as the Drivers License, Social Security Number, Marriage license, Passport, etc.  

5.      Also reserve a number that will become your TREASURY POSTED REGISTERED ACCOUNT. This account will be set up at the US Department of Treasury with the private man entitled US Secretary of Treasury. It is important you refer to this man by his name such as “John Snow”, as you cannot deal with a fiction while in the private venue. The number will consist of the registered number that is printed on the red registered mail sticker you get from the Post Office, plus your social security number without dashes. Example is RR26511985-111223333. 

6.      File your UCC-1 with the Secretary of State with the applicable fees.

Commercial Security Agreement 

This non-negotiable and non-transferable Security Agreement is made and entered this          day of ______________ , 2001 by and between        JOHN HENRY DOE         , hereinafter "Debtor", Organization Number 570-50-8194 John Henry Doe        , hereinafter "Secured Party",  Creditor Identification Number 544327911.  The Parties, hereinafter "Parties", are identified as follows:

    DEBTOR:

                    JOHN HENRY DOE, a Legal Entity

                    SAINT MARY’S HOSPITAL         

                    TUCSON, ARIZONA 85746                    

                    Organization Number: 570-50-8194

                                                                                                                                               

    Secured Party:

                    John Henry Doe, a man

                    Mailing Location: c/o 4741 W, Camino Tierra

                                                          Tucson, Arizona 85746

                    Creditor Identification Number: 544327911 

AGREEMENT

NOW, THEREFORE, the Parties agree as follows:

Debtor hereby grants Secured Party, who deems herself insecure, a security interest in the Collateral described generally herein or specifically on attached Schedule A, hereinafter referred to as “Collateral”, to secure all Debtor’s property, as well as all income from every source, and all direct and indirect, absolute or contingent, due or to become due, now existing or hereafter arising, presumed or actual, parole or expressed public indebtedness and liabilities held by Debtor, to Secured Party in consideration for Secured Party providing certain things and accommodations for Debtor, including but not limited to:

1.                 the Secured Party signing by accommodation, without immediate consideration, for the Debtor when necessary where the signature of the Debtor  will be required, while retaining the right to make sufficient claims to secured such indebtedness until satisfied in whole;

2.                 the Secured Party issuing a binding commitment to extend credit or to extend immediately available credit, whether or  not drawn upon and whether or not reimbursed in the event of difficulties in collection; and

3.                 the Secured Party providing the security for payment of all sums due or owing, or to become due or owing, by the Debtor on every public contract entered by the Debtor. 

Debtor declares it is a legal entity recognized as such, and has rights and privileges recognized under the laws of the United States, as has been the case since its creation in 1966.  All legal means to protect the security interest being established by this Agreement, will be used by the Debtor when necessary; and all support needed by the Secured Party to protect his security interest in the collateral identified herein, will be provided by the Debtor. 

Execution of this Security Agreement incorporates a promise that the Debtor will execute such commercial forms, including but not limited to such Financing Statements as may be necessary, to assure the Secured Party’s interest is perfected.  The security interest established by this Agreement will continue until the Secured Party is relieved of all liability associated with said services provided to the Debtor, and until all owing and due consideration to the Secured Party has been delivered, regardless of whether the Collateral identified in this Agreement is in the possession of the Debtor or the Secured Party.

Debtor warrants that Secured Party’s claim against the Collateral is enforceable according to the terms and conditions expressed therein, and according to all applicable laws promulgated for the purpose of protecting the interests of a creditor against a debtor.  Debtor also warrants that it holds good and marketable title to the Collateral, free and clear of all actual and lawful liens and encumbrances except for the interest established herein, and except for such substantial interest as may have been privately established by agreement of the parties with full attention to the elements necessary to establish a valid contract under international contract law.   Public encumbrances belonging to the Debtor, against the Collateral, shall remain secondary to this Agreement, unless registered prior to the registration of Secured Party’s interest in the same Collateral, as is well-established in international commercial law                                                                                                                                     Page 1

GENERAL PROVISIONS

Possession of Collateral.  Collateral or evidence of Collateral may remain in the possession of the Debtor, to be kept at the address given in this Agreement by the Debtor or such other place(s) approved by Secured Party, and notice of changes in location must be made to the Secured Party within ten (10) days of such relocation.  Debtor agrees not to otherwise remove the Collateral except as is expected in the ordinary course of business, including sale of inventory, exchange, and other acceptable reasons for removal.  When in doubt as to the legal ramifications for relocation, Debtor agrees to acquire prior written authorization from the Secured Party.   Debtor may possess all tangible personal property included in Collateral, and have beneficial use of all other Collateral, and may use it in any lawful manner not inconsistent with this Agreement, except that Debtor’s right to possession and beneficial use may also apply to Collateral that is in the possession of the Secured Party if such possession is required by law to perfect Secured Party’s interest in such Collateral.  If Secured Party, at any time, has possession of any part of the Collateral, whether before or after an Event of Default, Secured Party shall be deemed to have exercised reasonable care in the custody and preservation of the Collateral, if Secured Party takes such action for that purpose as deemed appropriate by the Secured Party under the circumstances.

Proceeds and Products from Collateral.  Unless waived by Secured Party, all proceeds and products from the disposition of the Collateral, for whatever reason, shall be held in trust for Secured Party and shall not be commingled with any other accounts or funds without the consent of the Secured Party.  Notice of such proceeds shall be delivered to Secured Party immediately upon receipt.  Except for inventory sold or accounts collected in the ordinary course of Debtor’s public business, Debtor agrees not to sell, offer to sell, or otherwise transfer or dispose of the Collateral; nor to pledge, mortgage, encumber, or otherwise permit the Collateral to be subject to a lien, security interest, encumbrance, or charge, other than the security interested established by this Agreement, without the prior written consent of the Secured Party.