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Check with me to see if the
Accelerated Mortgage Pay-off is right for you.
Why can’t I make extra principal payments
to my primary mortgage and achieve the same results?
Simply put, the mathematics
behind Accelerated Mortgage Pay-off present a sophisticated process that has a substantial financial
benefit over increasing your monthly payments. The algorithms in the
proprietary Accelerated Mortgage Pay-off system are systematically programmed to create the highest
interest savings and the greatest accelerated equity possible in the least amount of time. The math engines
programmed in the Accelerated Mortgage Pay-off system calculate the specific timing and dollar
amounts required to produce the most optimum savings on each individual
mortgage and overall financial situation.
Does it make sense to
move my savings accounts over to Accelerated Mortgage Pay-off?
Yes, in moving your savings into
your Accelerated Mortgage Pay-off account, you decrease even further the amount of time left to pay
off your mortgage as you accelerate equity growth. Your customized online site has the ability to build a
variety of financial models to help you understand the effect that the money
in your savings account will have in decreasing the amount of time it will
take you to pay off your mortgage and speed equity growth.
Do I make monthly
payments on my line of credit?
Not in the traditional sense.
You will use your line of credit similarly to your primary checking
account. Your paychecks will be applied to your line of credit and your
monthly bills will be paid from the account. By transferring your income
each pay period, the line of credit lender will credit the monthly payment
requirement and lower your daily average balance, thus reducing interest
charges which leads to accelerated equity growth.
If I am not
increasing the monthly payments on my mortgage, how can this program be
possible?
The
Accelerated Mortgage Pay-off system makes a
connection between your bank account, the Home Equity Line of Credit, and
your primary mortgage. Each time you transfer income into your account, it
registers as a decrease to your mortgage balance. By decreasing your
mortgage balance, you now lower the balance in which interest accrues. By
decreasing the balance in which interest accrues, you increase the portion
of your monthly payment which is credited toward your principal pay down.
The
Accelerated Mortgage Pay-off system determines the specific timing and amounts for each
transfer required to produce the quickest payoff time and highest interest
savings possible. There are also multiple financial options programmed
into the
Accelerated Mortgage Pay-off software
which assist homeowners in paying down their mortgage as soon as possible
as they speed equity growth.
Why don’t the banks
offer this program?
The Accelerated Mortgage Pay-off utilizes banking
principles that are accepted by most banks across the nation. The
Accelerated Mortgage Pay-off
program simply provides you with the necessary tools to use your money to
reduce interest, instead of the bank using your money to earn interest. This
is the primary reason the banks do not offer the Accelerated Mortgage
Pay-off program.
Their own accelerated equity programs are their priority.
Why am I applying
for a line of credit, and how is it associated with my savings and
checking accounts?
The Accelerated Mortgage
Pay-off
Program uses the equity line of credit solely as a vehicle or a tool to
drive the program. The Accelerated Mortgage Pay-off system is coordinated
through systems created by proprietary software and works independently of
the lender. The home equity line of credit must have the capacity to
operate similar to a primary checking account and be set up with an open-end
interest calculation rather than a closed-end interest calculation. Combined
with the Accelerated Mortgage Pay-off web-based system, this creates a formula
in which the money in your line of credit account generates an interest
cancellation on your primary mortgage
Is there any risk involved?
From a financial standpoint,
there is very little risk. No stock market crash or extreme interest
fluctuation can completely eradicate the expected outcome. If your numbers
remain the same, we guarantee the results given at the outset of the
program. Only homeowners that qualify to significantly reduce their
mortgage payoff time and interest, however, will be activated on the
Accelerated Mortgage Pay-off
program.
Will Accelerated Mortgage Pay-off work with an interest only or
negative amortization payment on my primary mortgage?
Yes. In fact, Accelerated
Mortgage Pay-off helps you to
take control of the outcome of these types of loans to benefit you
substantially
Can I own multiple investment properties
at one time and utilize just one Accelerated Mortgage Pay-off program, or do I need one for each
property?
The
Accelerated Mortgage Pay-off is
most effective when used to payoff one property at a time. As each
property is paid off, your overall discretionary income can increase
creating an accelerated payoff period for each subsequent property.
Do I have to refinance my existing mortgage
loan to make this work?
No. It is not necessary to refinance your existing mortgage loan. You may
choose to refinance your mortgage for additional interest savings but
refinancing your existing mortgage loan is not required for the
Accelerated Mortgage Pay-off to
work. If you do not currently have a specific line of credit one will need
to be opened.
What happens if I sell my home?
The
Accelerated Mortgage Pay-off
program follows your mortgage until it is paid off. The line of credit
the Accelerated Mortgage Pay-off uses will have no effect on your ability to sell your home. Once
you have sold your home and purchased another residence, we can put the
Accelerated Mortgage Pay-off back into action on the new residence. Also, all the equity built in
the account, as well as the equity built with market appreciation, will
make a great down payment on the next purchase.
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What If I am
Self-employed? |
We recognize that being self-employed
means you need something extra when it comes to managing your money.
That's why the Accelerated Mortgage Pay-off offers you...
The chance to save thousands on your loan and speed equity
growth.
With the
Accelerated Mortgage Pay-off, you are able to pay less interest on all
your loans, thus slashing your monthly interest bill and putting an
end to expensive loans and credit cards. In addition, your income
works to reduce your loan balance on a day-to-day basis, so any money
left unspent in your account continues to save you interest over the
lifetime of the account. These savings run easily into thousands
and speed equity growth.
Greater flexibility
The
Accelerated Mortgage Pay-off is much more than just an interest saving
tool. You can manage your payments in line with your cash flow, all
without penalties or charges. Pay more one month, pay less the next!
It's entirely up to you. Accelerated equity growth is at your own
fingertips.
More control
With online access and complete telephone access, you can manage your
money how and when you want. You'll have one balance showing you
exactly where you stand and how far ahead you are of schedule. You can
break down your
Accelerated Mortgage Pay-off any way you like, and you’ll be
able to plan your short-term and long-term spending in great detail to
speed equity growth.
Accelerated equity growth is under your full control.
The perfect home for your tax money
The fact that you're using money in the Accelerated Mortgage Pay-off to reduce
your balance and save interest, rather than earn it, means you don't
pay tax on it. This makes the
Accelerated Mortgage Pay-off the perfect place to
put aside some money for the taxman. And when the time comes to pay
the tax bill, you just write a check to cover it. This way, your
money is working for you from the day it comes in to the day it goes
out creating accelerated equity growth. |
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I am a young
professional, how does this benefit me? |
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If you're just starting out in your
professional career, chances are you'll need a flexible solution for
your finances. You can benefit from the flexibility of the
Accelerated Mortgage Pay-off in the early years of your professional life because you're
not tied to high traditional interest options. This gives you the
freedom to cater for the ups and downs in your spending. And as soon
as your salary increases and you start to earn bonuses, you can use
your surplus income to reduce your balances and save even more
interest. The flexibility of the
Accelerated Mortgage Pay-off means that you
can also use your equity for the bigger purchases like a new car or a
dream holiday, rather than having to take out more expensive loans and
still get an accelerated equity growth. |
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Young couples ~ first time
buyers. |
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Accelerated Mortgage Pay-off is designed to
meet your financial requirements as you go through life. It can help
fund a wedding, a new car, or a holiday, as well as allow you the
flexibility to deal with the financial impact of having a child. You
can use the Accelerated Mortgage Pay-off to overpay on your mortgage, thus
building up equity in your home, which will mean a higher deposit when
moving to a bigger house in the future. If you can overpay your
mortgage from the outset, you will save the maximum amount of interest
in the long-term. You can spend up to 100% of your increased equity to
furnish your new home and cover other expenses. And if your home needs
improving, the
Accelerated Mortgage Pay-off can be used to fund home
improvements further down the line while you continue an accelerated
equity growth. |
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Couples moving up the
property ladder |
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Accelerated Mortgage Pay-off can
help you accelerate your rise up the property ladder with accelerated
equity. It allows you to
use your income and savings to reduce your balance and speed equity
in your home, so you can move to a bigger property sooner. And if you
move, the Accelerated Mortgage Pay-off can move with you. If you have
children, the
Accelerated Mortgage Pay-off also
offers you greater flexibility in dealing with the extra financial
strain of raising them. It can be used to put money aside for
school/university fees - so you get the benefit of this money working
to reduce your balances and save you interest. And you can use the
accelerated equity in the property to put your children through school
even while covering any other expenses. And you retain the same
flexibility in terms of repayment |
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Commission-based income |
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Accelerated Mortgage Pay-off gives you the
flexibility to manage your finances in line with your cashflow. So
when you have more income, you can deposit more and save more
interest. When you have less income, you can deposit less. You're no
longer tied to the usual 'receiving income/spending income' monthly
cycle; instead, you have the flexibility to cope with receiving a low
annual income and high sporadic commission amounts, even having that
money available anytime you need it. And it saves you interest all
the while! |
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Irregular Income |
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Accelerated Mortgage Pay-off
works particularly well if
you're paid a small salary but receive large sums in the form of
bonuses or dividends during or at the end of the year. You can manage
the Accelerated Mortgage Pay-off in line with your cashflow. You've also got
the flexibility to deposit more when money's available and less when
money's tight. Any lump sums can also work harder in the Accelerated
Mortgage Pay-off, reducing your balance and saving you interest. |
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Older Couples ~ The
Children have left nest |
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Accelerated Mortgage Pay-off allows
you to use any surplus income you have to accelerate the repayment of your
mortgage. If you have any investments - e.g. endowments, etc. - these can
also be put into the account when they mature to reduce your mortgage
balance and save you even more interest. You can also use the equity in your
house to fund that holiday or luxury you've always promised yourself. Your
money is there until you need it, but it reduces your loan balance and saves
you interest and builds accelerated equity in the meantime |
Get started!
How long will it be until you are mortgage free? We’ll do a
FREE
Analysis! Just click here.
We can show you how much time and interest you can save. It’s typical to
cut the pay-off time by more than half and save you thousands of dollars!
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Join our group and learn about the exciting
opportunities and benefits that a member receives. Please
email us
with your contact information and the best times to contact you.
Remember to include your time zone. We will be in touch with you ASAP.
Email us today.
Can anybody qualify for the Accelerated
Mortgage Pay-off?
It is important to go through
a brief questionnaire when applying for the Accelerated Mortgage Pay-off program. Fortunately,
there are several avenues that can be taken to gain approval or tailor the
program to work for your specific situation, but the Accelerated Mortgage
Pay-off program is not
for everybody.
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Get started!
How long will it be until you are mortgage free? We’ll do a
FREE
Analysis! Just click here.
We can show you how much time and interest you can save. It’s typical to
cut the pay-off time by more than half and save you thousands of dollars!
Five Easy Steps to Becoming
Mortgage Free:
1. Fill out the Accelerated Mortgage Pay-off application
2. Activate your Accelerated Mortgage Pay-off
3. Deposit your paycheck into your current
checking and/or savings account. As soon as the funds clear, the amount you
designate is transferred from your checking and/or savings account into your
Accelerated Mortgage Pay-off managed line of credit. Because the line of credit is
connected to your home, the money transferred from your checking and/or
savings accounts decreases your mortgage balance, thus reducing the balance
in which interest builds.
4. Pay your bills throughout the month, you pay your bills using your
Accelerated Mortgage Pay-off managed line of credit. With this account, money is
immediately available through checks, debit cards, and ATMs. The amount left
after bills have been paid remains against the balance of your mortgage
until you need it, keeping your mortgage balance as low as possible, further
reducing mortgage interest charges.
5. Follow the system: Follow the promptings of the online Accelerated
Mortgage Pay-off system to
maximize your savings and pay your mortgage off as quickly as possible.
Get started!
How long will it be until you are mortgage free? We’ll do a
FREE
Analysis! Just click here.
We can show you how much time and interest you can save. It’s typical to
cut the pay-off time by more than half and save you thousands of dollars!
Join our group and learn about the exciting
opportunities and benefits that a member receives. Please
email us
with your contact information and the best times to contact you.
Remember to include your time zone. We will be in touch with you ASAP.
Email us today.
© 2007, Allen Aslan Heart / White Eagle Soaring of the Little Shell Pembina Band, a
Treaty
Tribe of the Ojibwe Nation
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