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Why can’t I make extra principal payments
to my primary mortgage and achieve the same results?
Simply put, the mathematics
behind the Accelerated Mortgage Pay-off present a sophisticated process that has a substantial financial
benefit over increasing your monthly payments. The algorithms in the
proprietary Accelerated Mortgage Pay-off system are systematically programmed to create the highest
interest savings possible in the least amount of time and speed equity
growth. The math engines
programmed in the Accelerated Mortgage Pay-off system calculate the specific timing and dollar
amounts required to produce the most optimum savings on each individual
mortgage and overall financial situation to accelerate equity growth. If I am not
increasing the monthly payments on my mortgage, how can this program be
possible?
The Accelerated Mortgage
Pay-off system makes a connection between your bank account, the Home Equity
Line of Credit, and your primary mortgage. Each time you transfer income
into your account, it registers as a decrease to your mortgage balance. By
decreasing your mortgage balance, you then lower the balance in which interest accrues. By
decreasing the balance in which interest accrues, you increase the portion
of your monthly payment which is credited toward your principal pay down.
You've accelerated equity growth. The Accelerated Mortgage Pay-off system determines the specific timing and amounts for each
transfer required to produce the quickest payoff time and highest interest
savings possible. There are also multiple financial options programmed
into the Accelerated Mortgage Pay-off software which assist home-owners in paying down their
mortgage as soon as possible and speed equity growth.
Do I have to
change banks?
It is not necessary to change
banks. After signing up for the program, we have a customer support team
that will assist you in orchestrating your banking needs with your
Accelerated Mortgage Pay-off
program to speed equity growth.
Do you make payments for me?
No. We do not have any access
to your accounts. You will be initiating all transactions by following the
prompting of your online Accelerated Mortgage Pay-off account. You will be in complete control
in your accelerated equity growth program.
What happens if I sell my home?
The
Accelerated Mortgage Pay-off
program follows your mortgage until it is paid off. The line of credit
the Accelerated Mortgage Pay-off uses will have no effect on your ability to sell your home. Once
you have sold your home and purchased another residence, we can put the
Accelerated Mortgage Pay-off back into action on the new residence. Also, all the
accelerated equity built in
the account, as well as the equity built with market appreciation, will
make a great down payment on the next purchase. Speed equity instead of slowww equity. Right?
Is there any risk involved?
From a financial standpoint,
there is very little risk. No stock market crash or extreme interest
fluctuation can completely eradicate the expected outcome of the
Accelerated Mortgage Pay-off Program. If your numbers
remain the same, we guarantee the speed equity results given at the outset of the
program. Only those homeowners who qualify to significantly reduce their
mortgage payoff time and interest, however, will be activated on the
Accelerated Mortgage Pay-off
program to accelerate equity growth.
Can anybody qualify for the Accelerated
Mortgage Pay-off?
It is important to go through
a brief questionnaire when applying for the Accelerated Mortgage Pay-off program. Fortunately,
there are several avenues that can be taken to gain approval or tailor the
program to work for your specific situation, but the Accelerated Mortgage
Pay-off program is not
for everybody.
Do I have to refinance my existing mortgage
loan to make this Accelerated Mortgage Payoff work?
No. It is not necessary to refinance your existing mortgage loan. You may
choose to refinance your mortgage for additional interest savings but
refinancing your existing mortgage loan is not required for the
Accelerated Mortgage Pay-off to
work. If you do not currently have a specific open-ended home equity line of credit one will need
to be opened for speed equity growth.
Will Accelerated Mortgage Pay-off work with an interest only or
negative amortization payment on my primary mortgage?
Yes. In fact, Accelerated
Mortgage Pay-off helps you to
take control of the outcome of these types of loans to benefit you
substantially for accelerated equity growth.
Can I own multiple investment properties at
one time and utilize just one Accelerated Mortgage Pay-off program, or do I need one for each
property?
The
Accelerated Mortgage Pay-off is
most effective when used to payoff one property at a time. As each
property is paid off, your overall discretionary income can increase;
creating an accelerated mortgage payoff plan for each subsequent property
to get an accelerated equity growth.
Do you have access to or control of my
money?
No. You are the only person
with access to your accounts.
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Accelerated Mortgage Pay-off consists
of three major components:
1. Your Existing Primary mortgage
The existing mortgage on your home is the foundation for
the Accelerated Mortgage Pay-off to that you can get accelerated equity
growth.
2.
A Home Equity Line of Credit (HELOC)
The
Accelerated Mortgage Pay-off Program uses a home equity line of credit as a
vehicle or a tool to drive the program. The equity line of credit must have
the capacity to operate similarly to a primary checking account and be set
up with an open-end interest calculation (rather than a closed-end interest
calculation). Combined with the Accelerated Mortgage Pay-off's web-based system, this creates a
formula in which the money in your line of credit account generates an
interest cancellation on your primary mortgage so that you speed equity
growth.
3.
Accelerated Mortgage Pay-off software
The online Accelerated Mortgage
Pay-off system makes a connection
between your bank account, the Home Equity Line of Credit, and your primary
mortgage. Each time you deposit income into your account, it registers as a
decrease to your average daily mortgage balance. By decreasing your mortgage balance, you
now lower the balance on which interest accrues. By decreasing the balance
on which interest accrues, you increase the portion of your monthly payment
which is credited toward your principal pay down. The algorithms in the
proprietary Accelerated Mortgage Pay-off system are systematically programmed to create the highest
interest savings possible in the least amount of time that means an
accelerated equity growth.
Accelerated Mortgage Pay-off
can assist you if you are:
Self-employed
Young professionals
Young couple - first time buyers
Couple moving up the property
ladder
Commission-based incomes
Irregular income
Older couple - children left home
Get started!
How long will it be until you are mortgage free? We’ll do a
FREE
Analysis! Just click here.
We can show you how much time and interest you can save. It’s typical to
cut the pay-off time by more than half and save you thousands of dollars!
Accelerated equity growth means greater financial security for you and
your family.
Five Easy Steps to Becoming
Mortgage Free:
1. Fill out the Accelerated Mortgage Pay-off application
2. Activate your Accelerated Mortgage Pay-off
3. Deposit Your Paycheck:
Deposit your paycheck into your current checking and/or
savings account. As soon as the funds clear, the amount you designate is
transferred from your checking and/or savings account into your Accelerated
Mortgage Pay-off managed line of credit. Because the line of credit is connected to
your home, the money transferred from your checking and/or savings accounts
decreases your mortgage balance, thus reducing the balance in which interest
builds.
4. Pay Your Bills: Throughout the month, you pay your bills using your
Accelerated Mortgage Pay-off managed line of credit. With this account, money is
immediately available through checks, debit cards, and ATMs. The amount
left after bills have been paid remains against the balance of your
mortgage until you need it, keeping your mortgage balance as low as
possible, further reducing mortgage interest charges.
5. Follow the system: Follow the promptings of the online
Accelerated Mortgage Pay-off system to maximize
your savings and pay your mortgage off as quickly as possible. Build speed
equity through accelerated equity growth.
Get started!
How long will it be until you are mortgage free? We’ll do a
FREE
Analysis! Just click here.
We can show you how much time and interest you can save. It’s typical to
cut the pay-off time by more than half and save you thousands of dollars!
Do I pay interest on the equity line of
credit?
There is interest charged on
the line of credit. But because your income is sent to your line of
credit in different intervals, the bank adjusts the amount of interest
they can charge you by offsetting the average daily loan balance. As a result,
the interest charged is greatly reduced and you will have an accelerated
equity growth.
Why don’t the banks offer this program?
The Accelerated Mortgage
Pay-off utilizes banking
principles that are accepted by most banks across the nation. The
Accelerated Mortgage Pay-off
program simply provides you with the necessary tools to use your money to
reduce interest, instead of the bank using your money to earn interest.
This is the primary reason the banks do not offer the Accelerated Mortgage
Pay-off program. They prefer to accelerate their own equity.
Can I contact any of your client references
to hear about their experiences with Accelerated Mortgage Pay-off?
Due to privacy regulations, we
are unable to provide personal contact information for references.
However, you can view actual clients using the Accelerated Mortgage
Pay-off program on our
Accelerated Mortgage Pay-off
informational DVD and you are welcome to research our company through the
Better Business Bureau web site at
www.bbb.org.
Also, each of our Homeowner Agents are onboard and using this program.
They are walking testimonies that this is a great and genuine program for
accelerated equity growth.
Why am I applying
for a line of credit, and how is it associated with my savings and
checking accounts?
The Accelerated Mortgage
Pay-off Program uses the
equity line of credit solely as a vehicle or a tool to drive the program
of accelerated equity growth.
The Accelerated Mortgage Pay-off system is coordinated through systems created by United First
Financial and works independently of the lender. The equity line of
credit must have the capacity to operate similar to a primary checking
account and be set up with an open-end interest calculation rather than a
closed-end interest calculation. Combined with the Accelerated Mortgage
Pay-off web-based system,
this creates a formula in which the money in your line of credit account
generates an interest cancellation on your primary mortgage to speed
equity growth.
Get started!
How long will it be until you are mortgage free? We’ll do a
FREE
Analysis! Just click here.
Join our group and learn about the exciting
opportunities and speed equity benefits that a member receives. Please
email us
with your contact information and the best times to contact you.
Remember to include your time zone. We will be in touch with you ASAP.
Email us today.
Provided by
an independent software agent of United First Financial, #837388
© 2007, Allen Aslan Heart / White Eagle Soaring of the Little Shell Pembina Band, a
Treaty
Tribe of the Ojibwe Nation
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